Casino Payment Fees: What Every Deposit and Withdrawal Method Costs

Casino payment fees depend far more on the method than on the casino, so this table puts the common methods side by side. Each figure is the provider’s published fee, or a named casino’s, as checked on October 5, 2026.

How to Read the Fee Table

The table shows one layer of casino payment fees at a time, and fees can stack. A Neteller deposit funded by a credit card can pay Neteller’s 2.5% and then your card issuer’s cash advance fee on top, and a bank wire can cost you once at the casino and again at your own bank, so it pays to trace a payment from end to end before you choose it.

The speed column counts from the casino’s approval, not from your request. BetMGM says its internal review can take up to five business days before the payment method’s own clock even starts. Our separate guide on how to withdraw casino winnings covers that waiting period step by step.

• $10 or 5%: Chase’s cash advance fee, which its cardmember agreement applies to casino gaming chips and online betting.
• 1.75%: the price of an Instant Transfer out of PayPal or Venmo, with a $0.25 minimum and a $25 cap.
• 4.49%: Neteller’s foreign exchange fee, the highest conversion charge I found. Skrill takes up to 3.99% and PayPal 3% to 4%.
• $15: what Bank of America may charge to receive a wire, whatever the casino charged to send it.
• $0.03: the median Bitcoin network fee over the 24 hours to October 5, 2026. The average was $0.23.
• 2%: the fee Stake.us has applied to bank transfer redemptions since April 17, 2026.
• $5 a month: the inactivity charge at Skrill after 12 months and at Neteller after 6 months.

Casino transaction fees come from four places, and the casino is the least likely of them. Knowing which one took the money tells you who to complain to and how to avoid it next time.

• The casino: A fee written into the cashier or the terms, like MetaWin’s $2.50 on all withdrawals or Roobet’s 1% on fiat deposits.
• The payment provider: PayPal, Skrill, Neteller or Venmo charging for a faster transfer, a currency conversion or an idle account.
• Your bank or card issuer: A cash advance fee, a foreign transaction fee or an inbound wire fee. The casino never sees this money.
• The network: The miner or validator fee on a crypto transfer, which changes with how busy the blockchain is.

Why Do Most Casinos Charge No Fee?

A free deposit is not free to process. The casino pays the processor and treats it as a cost of doing business. Ozow, the South African instant EFT service, publishes its merchant pricing, and it bills the business 1.5% on Capitec Pay with a R1.00 minimum, 2.85% on local card payments and R3.00 for each instant payout. You pay none of that at the cashier.

Regulated sites say so plainly. BetMGM tells players there’s no added fee on online banking, and DraftKings charges no processing fee on withdrawals, though both warn that your own bank may.

When Is a Casino Fee Normal?

A small flat fee on a crypto withdrawal is normal, because the casino has to pay the network to send your coins. What matters is the wording. Shuffle’s terms say any withdrawal fee “will be shown to you before you confirm the withdrawal”, while Stake’s say it “may charge You a fee on withdrawals at its discretion”. I’d pick the first kind of promise every time, even though Stake publishes its fee table as well.

Credit card deposits are the most expensive way to fund a casino account, and the charge rarely comes from the casino. The cost sits in your cardmember agreement, where gambling is treated as borrowing cash.

Chase’s agreement says “cash-like transactions will be treated as cash advances” and lists “lottery tickets, casino gaming chips, race track wagers, and similar offline and online betting transactions”. The fee is $10 or 5% of each transaction, whichever is greater. A $500 deposit costs $25 before you’ve placed a bet, and a $100 deposit costs the full $10 minimum.

Moving the money through an e-wallet doesn’t hide it. Skrill’s own fee page warns that if you use a credit card “for gambling purposes your issuer may charge a ‘cash advance’ fee”, and that Skrill has no control over it. I wouldn’t fund a casino account with a credit card at all.

Cash Advance Fees by Card Issuer

Chase isn’t an outlier. I read the current agreements of five large US issuers, and every one treats gambling as cash. The fee is 4% to 5% with a minimum of $10 to $20, so a small deposit pays the minimum.

The issuer knows because card networks tag gambling merchants with merchant category code 7995, Gambling Transactions. Some issuers simply decline that code. DraftKings stopped taking credit cards in the US in August 2025, and said it wanted to keep customers away from cash advance fees.

Do Casinos Add Their Own Card Fees?

Some do, and they’re mostly outside the US. LottoStar and WanejoBets in South Africa each reserve the right to charge 5% on credit card deposits. BitStarz takes 2.5% on some deposit methods, and Roobet deducts 1% from every fiat deposit.

BetMGM adds nothing of its own, but it does warn that “your card issuer’s own fees may apply”. FanDuel says the same thing, that it charges no fees to deposit but banks may charge cash advance fees. Our Visa casinos and Mastercard casinos pages list where each card is accepted, and the Visa vs Mastercard comparison in this series sets the two side by side.

Foreign Transaction Fees and Credit Card Bans

If the casino bills in another currency, a second charge appears. Chase lists its foreign transaction fee as none to 3% of each transaction, depending on the card. That’s on top of any cash advance fee.

Some countries have taken the choice away. Great Britain banned gambling with credit cards from April 14, 2020, so a British player can’t run into this fee at a licensed site at all. A debit card avoids the cash advance problem everywhere, because you are spending your own money and not borrowing it, and that one switch saves more than every other tip on this page put together if you deposit by card each week.

PayPal casino fees are zero in the common case, because paying a merchant is free and so is a standard transfer to your bank. You only pay when you want the money faster or in a different currency.

PayPal Casino Withdrawal Fees in Practice

Say you cash out $1,000. The casino sends it to PayPal for free, and a standard transfer on to your bank is free too. Tap Instant Transfer and PayPal keeps $17.50. A $2,000 cashout would hit the $25 cap. I would take the standard transfer every time, because the wait is at the casino, not at PayPal.

BetMGM says PayPal withdrawals arrive within 24 hours of approval, and DraftKings quotes up to 2 days. Venmo uses the same price list. A standard transfer is free and takes 1 to 3 business days, and the instant one costs 1.75%. Our PayPal casinos page lists the sites that take it.

Skrill and Neteller charge more than PayPal for the same job, mostly on the way out and on currency conversion. Each one publishes a full fee table, and the two are worth reading together.

Trustly, Interac, Paysafecard, Cash App and Apple Cash Fees

• Trustly: Free. Trustly says there are no fees charged to a consumer, though it may charge you if a payment is returned for lack of funds.
• Interac e-Transfer: Interac doesn’t charge customers directly. Any fee is set by your own bank, so check your account plan.
• Paysafecard: Free to use in the US in most cases, with a $2 monthly fee once a PIN has been inactive for 24 months.
• Cash App: Standard transfers to your bank are free and take 1 to 3 business days. Instant transfers cost 0.5% to 2.5%, with a $75 maximum.
• Apple Cash: An Instant Transfer costs 1.7%, with a $0.25 minimum and a $25 maximum. An Apple Pay deposit itself runs on the card behind it, so that card’s fees apply.

Are E-Wallets Worth the Fees?

They can be, if you play in one currency and withdraw in bulk. A casino pays out to Skrill or Neteller quickly, and a single $10 bank transfer out of Neteller is small against a large cashout. It hurts on a small one, and I’d leave a small balance where it is until there’s more to move. Moving money between the two wallets costs 3.49% from the Neteller side, so pick one and stay with it.

The conversion fee is the one that catches people. Deposit in one currency at a casino that plays in another and you can lose close to 4% each way. Our Skrill casinos and Neteller casinos pages show which sites accept each wallet.

Bank transfers are cheap when they run through online banking and expensive when they run as a wire. The difference is who handles the payment and how many banks touch it on the way.

BetMGM adds no fee on online banking deposits, and DraftKings pays online banking withdrawals in up to 2 business days after approval. A wire is different. Bank of America may charge $15 to receive one, and Wells Fargo charges $30 to send a digital wire or $40 at a branch. That $15 is 3% of a $500 cashout and 1.5% of $1,000, so I’d only use a bank wire for larger sums.

Play+ and Prepaid Card Fees

Play+ is a prepaid account you’ll find in some US casino cashiers. One Play+ cardholder agreement I read, issued by Sutton Bank with Sightline Payments, charges nothing to open or activate the account. It lists $2 for an ATM withdrawal, $2 to move money to your bank and $2.95 a month once the card has gone six months without a transaction. Our Play+ casinos page explains how the card works.

Does POLi Charge Fees on Casino Deposits?

POLi makes its money from the merchant. Its New Zealand site pitches “some of the lowest transaction fees in New Zealand” to businesses, and the customer pays through ordinary online banking. In Australia the question no longer comes up, because Australia Post shut POLi down there on 30 September 2023. The service carries on in New Zealand under its local distributor, Merco. Our POLi casinos page has the current picture.

Bank Fees in South Africa and Nigeria

South African bookmakers are where I see casino-side bank fees most. YesPlay gives you 2 free withdrawals a week and charges R10 for each one after that, with a R100 minimum. TopBet can take at least 10% of a deposit you withdraw without betting it. Betbus charges nothing on approved withdrawals.

In Nigeria the charge comes from the state. Since January 1, 2026, banks have deducted a flat ₦50 stamp duty on electronic transfers of ₦10,000 and above, and the sender now pays it. NairaBet itself charges no fees on deposits or withdrawals.

Crypto casino fees have two parts, the network fee every transfer pays and the flat fee some casinos add on a withdrawal. The first is tiny on most coins, and the second is where the real cost is.

What Do Crypto Casinos Add on Top?

I pulled the network figures from public blockchain data, and they show how little the chain itself takes. The casino’s own fee is often bigger. Stake charges 0.00001571 BTC on a Bitcoin withdrawal, which was about $1.35 with Bitcoin at $85,875, and 1 USDT on a Tether withdrawal.

BC.Game takes a minimum 0.1% of each withdrawal, and MetaWin charges a flat $2.50 on all withdrawals. Cloudbet has no deposit fee and a flat fee on each withdrawal to cover network costs. Thrill charges 1 USDT on Ethereum and 0.5 USDT on Solana, Dexsport takes 2.6 USDT, and Rakebit charges nothing of its own.

A flat fee punishes small cashouts, so withdraw less often and in larger amounts, and check that a site accepts players where you live before you send a coin, because a transfer to a casino that then blocks your account is far harder to get back than any fee. Our crypto casinos hub covers the coins, and the guide on how to deposit crypto at a casino walks through picking the right network.

Casino fee policies are easier to judge side by side, so this table lists what the terms say at casinos we review. Each line is the casino’s own wording, shortened. We review BetMGM, DraftKings and FanDuel through their Ontario sites, and the fee lines for those three come from their US help pages.

Do Sweepstakes Casinos Charge Fees?

Sweepstakes casinos rarely advertise a fee, but two big names charge one. Stake.us has applied a 2% fee to Stake Cash redemptions by bank transfer since April 17, 2026, while its crypto redemptions are unaffected. WOW Vegas adds a 2.9% processing fee to each purchase, capped at $10 per transaction.

The pattern in these casino payment fees is simple enough. State-licensed US casinos swallow the cost, crypto casinos pass on a flat withdrawal fee, and the percentage fees show up on fiat money at sites built for crypto. If speed matters more to you than cost, our fast withdrawal casinos page ranks sites on payout time instead.

Hidden casino fees are the ones written into the terms instead of the cashier, and four of them come up again and again. None is shown when you deposit, which is why I read the terms for two minutes before I do.

• Inactivity fees: BitStarz can charge a dormant account at least €5 a month, Flush charges €5, PlayAmo €25, and Bitsler takes 5% of the balance or 10 USDT, whichever is higher. In South Africa, 10bet deducts R100 a month and YesPlay R50 from the 6th month.
• Unwagered deposit fees: Bitz can deduct 8%, minimum €4, if you withdraw a deposit without playing it. TopBet’s version is at least 10%.
• Frequency fees: YesPlay charges R10 after your 2 free withdrawals in a week, and Winna may add a processing fee to multiple withdrawals within 24 hours.
• Currency conversion: PayPal takes 3% to 4%, Skrill up to 3.99%, Neteller 4.49%, and a Chase card up to 3% abroad.

What Looks Like a Fee but Isn’t?

A lot of “missing money” turns out to be something else. A wagering requirement locks a bonus until you’ve played it through. A withdrawal limit splits a big win across several weeks. A review, like BetMGM’s five business days, costs you time and no money.

If a payment fails outright, that is a different problem again, and the guide to a declined casino deposit in this series covers it. The rule I use is simple. If the amount that lands is smaller than the amount approved, somebody charged a fee, and your bank statement will name them.

Avoiding casino deposit fees comes down to five habits, and none of them needs a new payment method. They work at regulated casinos, sweepstakes sites and crypto casinos alike.

1. Use a debit card or your bank, never a credit card. It removes the cash advance fee completely.
2. Play in your own currency. Conversion at 3% to 4.49% each way is the biggest avoidable cost on this page.
3. Take the standard transfer. PayPal and Venmo move money to your bank free if you can wait a few days.
4. Withdraw less often. Flat fees like MetaWin’s $2.50 or Neteller’s $10 shrink against a larger cashout.
5. Log in to old accounts. One login a year stops Skrill’s $5 monthly charge, and Neteller needs one every 6 months.

What Does a $1,000 Cashout Cost?

Here’s the same $1,000 cashout priced by the published fees above. It’s the clearest way I know to show how much the route matters.

None of these is a disaster on its own, but run them every week for a year and the gap between the free route and the $20 route is real money, which is why I check the cashier’s fee line before I check the bonus.

Responsible Gambling matters more than any fee on this page, because a few saved percent mean little if the gambling itself has stopped being fun. Set a deposit limit before you pick a payment method.

In the US you can call or text 1-800-MY-RESET, the National Problem Gambling Helpline, at any hour. Our Responsible Gambling page lists help services in other countries, along with the limit and self-exclusion tools casinos offer.