Best Debit Card Casino Sites in the UK for 2020

If you're looking for a Debit card casino online, then you won't have to look very far. When it comes to debit cards, they have been around since the very beginning. Every single casino online accepts some sort form of this payment option. VISA and MasterCard come out on top and for a good reason. Simple, convenient and readily available; the payment method is still considered the go-to for many. Payments definitely can't be regarded as risk-free though. Nevertheless, our list of the top debit card casinos is always a good starting point. Read on as we take you through it all.

As a general rule, most casinos allow debit card transactions. The payment option is, however, still frowned upon by many players. Debit cards have a long history of fraud and hacking. More on this later. For the time being, it's important to understand that the list of top debit card casinos above is more critical than ever. It won't take much to find a debit card casino online but picking out a trustworthy one is of utmost importance.

Another important fact to point out is that lately, we have seen the rise of a new strain of casino sites. In efforts to speed up the registration process, we have seen the launch of Pay N Play casinos. A product by Trustly, casinos with this payment method don't offer any other option. The banking option isn't available for players in the UK. It is currently limited to only a handful of countries. It won't be long before more regions hop on board the bank wagon, and with that, we could start to see no debit card casinos becoming a thing. Then again, we don't expect this to happen any time soon for players in the United Kingdom. The UKGC has strict regulations in place when it comes to player verification.

Best Debit Cards for Casino Sites

Most online casinos that accept debit card gambling will offer their players a choice. As mentioned previously, VISA and MasterCard are always a good place to start. While the two card brands are widespread, there are some country restrictions which you should be aware of. Moreover, even though they are both readily available at casinos, we tend to advise against using them for transactions. For those who have their minds made up on funding their online casino account using VISA or MasterCard debit cards, then you'll need to keep reading.

VISA

Avid casino player or not, most people have a VISA card readily available. This is perhaps the biggest perk for those looking to play casino online with debit and debit cards. That, alongside the fact that most casino sites don't allow players to claim a deposit bonus using other payment methods like NETELLER and Skrill, for instance. More on debit card online casino bonuses later though.

One thing to make clear at this stage is that VISA is not a bank but rather a link to it. Courtesy of VISANet, the electronic payment acts an intermediary between casino and bank or vice versa. There are many different types of card available. VISA Electron, for instance, is a debit card. They also have some pre-paid options too, but due to changes in UKGC regulations, credit cards are no longer available for players from here. The good news is that in most cases, VISA is available on both deposits and withdrawals. We have summed things up into a table below.

Pros & Cons of Using Visa

MasterCard

Another popular name amongst debit card online casino fans is MasterCard. They’re mostly known for their prepaid credit card but that’s no longer available for UK casino players. In a way, the card offers a similar service to VISA debit cards. You tend to find both options at a debit card online casino. While fees and transaction times tend to be similar, in some ways, a VISA is probably a better option for many. You'll get a better idea of this in the table of pros and cons listed below.

Pros & Cons of Using MasterCard

As you can probably tell by now, the biggest issue for MasterCard casino players is limited availability. UK casino customers are actually one of the few markets that can use the payment method for withdrawals. Moreover, MasterCard, in general, is not available in a lot of countries.

Debit Card Casino Deposits

If you haven't realised by now, finding a debit card deposit casino is an easy task. Moreover, if you're a new customer or an existing one looking to claim a deposit bonus, then we have good news for you. Unlike other deposit methods, particularly e-wallets including NETELLER, Skrill and ecoPayz, debit cards are usually eligible for casino bonuses.

This is perhaps one of the main reasons why this payment method is particularly popular amongst new players. It's a convenient way to make your first deposit, kick start your gaming experience and pick up a bonus of some sort along the way. Of course, there are other terms to keep in mind. Wagering requirements, min deposit limits and even eligible casino games. These are some of the conditions to look out for to help boost your bonus funds.

Now that we've made that clear, here's a step-by-step guide of how to make a deposit using a bank card. Things will, of course, vary slightly according to the type of card you use, based on issuer terms.

How to make an Online Casino Debit Card Deposit?

1. Choose the type of card you would like to use to fund your casino account with.
2. Ensure that you have enough cash in the bank account linked to the card of choice.
3. Sign-up to a casino that accepts the card you have chosen. (Visa and MasterCard Casinos are widespread)
4. Log in to your casino account and access the cashier section.
5. Select the debit or debit card company you would like to use to make a deposit.
6. If you're a new player making a first deposit, be sure to opt-in for any deposit bonuses. Fill in any bonus codes where necessary.
7. Choose the amount of real money you would like to deposit.
8. Fill in all of your details, including card number.
9. Depending on the card, you may be required to authorise the payment through 3D secure or similar systems.
10. If the payment is approved, cash should be transferred instantly.

Withdrawals at Debit Card Online Casinos 

It may be risky but making a casino deposit with debit card is easy and possible at practically all gambling sites. This is precisely why the payment method remains the go-to option for new and existing players alike. If you are looking to withdraw cash, the good news is that the process is just as simple. There are, however, some complications with the payment option. Several prepaid cards aren't available on withdrawals. We have already seen this with MasterCard online casinos. While players from most countries can deposit at ease, the withdrawal method is limited to only a handful of regions. Even if you can't withdraw with MasterCard, there are other options and here's how to go about it.

How to Withdrawal With Debit Cards at Online Casinos?

1. Ensure that the card of your choice is available for casino withdrawals.
2. Ensure that you have met full terms.
3. Head to the cashier section while logged in to your casino account.
4. Choose the card that you want to withdraw with.
5. Choose the amount that you want to withdraw. (ensure that it is within the withdrawal limits)
6. Fill in all personal and card details required.
7. You may need to verify the payment via SMS.
8. The transaction will take a few days to process.

Online gambling has had a long history with money laundering and fraud. Licensing bodies like the UKGC have looked to tighten regulations to put an end to this for good. This is particularly evident in UK online casinos, but all other licensed gambling sites are following suit. KYC checks have become mandatory on all transactions. For players, this can seem like a nuisance due to prolonging cashouts. No withdrawal is instant but luckily most web-based casinos look to complete the verification process in as little time as possible.

Once this is complete, the rest is in the hands of the payment provider. As a general rule e-wallets tend to be the fastest. Debit card online gambling takes a little longer. The average transaction time is anywhere between 2 and 4 working days.

Are There Any Fees?

Fees do apply, that we can vouch for. As to how much you'll pay, it is dependent on both the card supplier and your country. Additionally, charges will vary according to the type of bank card you opt for. MasterCard credit cards, for instance, used to require users to pay back the credit in real money within a specific time frame. Failure to do so would result in penalties. Luckily, this is no longer an issue for UK casino players, following the ban on credit card gambling. As for the debit type, there are still some monthly fees, but this depends on the amount of cash you store in your bank account.

As well as charges from the payment providers, the actual casino may also have transaction fees in place. Again, this is subjective and depends entirely on the gambling site. The reality with debit cards is that there will be charges from the bank's end. Whether the casino decides to incur the costs themselves or fee players is entirely up to them. Where they do charge, it's usually a percentage of the debit card transaction rather than a fixed cost. This is why we put so much importance on reading the full terms in our casino review.

Irrespective of your choice of debit card and casino, this particular payment option tends to bear higher fees than others. Next time you see a bonus that catches your eye, this may be something you want to keep in mind before splurging out. Free spins on slots may seem appealing, but jackpots could be another way to win real money and cashout using alternative methods!

Debit Card Frauds - A Note on Safety

Throughout this review, we have advised against using debit cards to fund your gaming account. They may be convenient and readily available, but they are probably bear the highest risks. When you deposit cash at an online gambling site using VISA, MasterCard or a similar payment option, you must make all sensitive data available to the casino. This also makes it an easy target for hackers. 

Companies such as MasterCard have gone to great efforts to increase security protocols over the years. We're not saying that the service they offer isn't high quality. There's just something about filling out all of your debit card details online that makes us weary. Putting that amount of information out there just makes it so easy to steal. Play at VISA and MasterCard online casinos all you like but deposit and withdraw at your own risk! You've been warned.

Then there was the issue with gambling on credit and money management. Luckily the UK Gambling Commission has eliminated this with their recent ban on credit cards at online casinos. Debit cards are still available, at least for the time being.

What Are the Alternatives?

If security trumps convenience for you, then the good news is that there are other fish in the sea. Previously, using VISA and MasterCard debit cards were one of the only options at online casinos. Things have come a long way since then. Payment pages on gambling sites are full of options. We have seen some banking options being added to portfolios to target the UK, specifically such as PayPal and Boku. As for the more widely available options, here are some of the best payment methods to fall back on.

NETELLER

One of the biggest e-wallets out there, similar to VISA and MasterCard, NETELLER can be found at many online casinos. It isn't just convenient; the digital wallet also comes with fast transaction times. While you will need to set up a NETELLER account, the process is straightforward and generally quick. The advantages of this option are that players need not disclose any sensitive data with the casino site, making it one of the safest options out there. While there are other options such as PayPal, it is not widespread. The only downside to e-wallets is that most aren't eligible for deposit bonuses.

Paysafecard

Being a prepaid card, Paysafecard is another extremely secure payment option for gambling online. The voucher is available to purchase at hundreds of retail outlets worldwide. Although it bears lower limits than other options, it is a great way to manage money and separate all ties from your personal bankroll. The only other issue with this option is the fact that it is not available on withdrawals. 

Bank Transfers

For players looking for less conventional payment options, bank transfers have been around for quite a while and for a good reason. They may take longer to move money to and from casino, but they are considered extremely safe. This banking option entirely does away with the middleman. One thing to watch out for is that not all banks will get involved with gambling. Moreover, they tend to have higher withdrawal limits than other options. It all depends on the price you are willing to pay for security.

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